Tag Archives: microfinance

Microfinance’s next frontier

by Meredith May. Stanford Social Innovation Review, Fall 2010 Microinsurance is a small insurance policy that can be sold to a poor or low-income person in an emerging market.  It is the next frontier in the microfinance movement. Today more than 150 million low-income people in developing countries are improving their families’ futures through microloans, according to the World Bank.  As workers grow their microbusinesses, they want insurance.  All it takes is a flood, a … Continue reading

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Emerging Markets, Emerging Models: Market-Based Solutions to the Challenges of Global Poverty

The Monitor Group; March 2009. Although microfinance may be the best known example of serving low-income groups through a market solution, many other models are now emerging to serve a large and growing population of poor people. Half the world’s population lives on less than $2 per day: that is 2.6 billion people. During the last few decades of increasing aid the livelihood for those at the “bottom of the pyramid” has not gotten better. … Continue reading

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Book Review: Creating a World Without Poverty

Book by Muhammad Yunus. Reviewed by Barbara Merz. Creating a World Without Poverty could easily have been a retrospective. After all, its author has plenty to reflect upon. Instead, the book is unmistakably forward-looking. This book presents a compelling vision for the future of capitalism. It envisions a market where social businesses emerge to address social issues. Muhammad Yunus could have rested on his laurels when he was awarded the Nobel Peace Prize in 2006. … Continue reading

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Financial Inclusion, Market Failures and New Markets: Possibilities for Community Development Finance Institutions in Australia

by Ingrid Burkett and Belinda Drew, A Foresters Community Finance Occasional Paper; October 2008. Foresters Community Finance of Queensland argues that the lack of access to affordable capital is the major challenge to the growth of the fourth sector in Australia. In this report, authors Burkett and Drew broaden the traditional definition of financial exclusion in Australia to include not just individuals and families but also groups and organisations such as civil society organisations, social … Continue reading

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Microfinance Banana Skins 2009: Confronting Crisis and Change

by David Lascelles and Sam Mendelson, Centre for the Study of Financial Innovation; June 2009. For a clear risk report on the microfinance industry, the folks at the Centre for the Study of Financial Innovation give us “Microfinance Banana Skins 2009.” The “banana skins” in their title refers to potential risks, as in the classic cartoon slip-up. This report spotlights current risks associated with the microfinance industry. The risks are identified and ranked by investors, … Continue reading

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